James Baker

Welcome to James Baker State Farm, your local Williamsburg, KY Insurance office.

Here’s Your New Year Coverage Checklist: ✨

🚗 Fresh Schedules & Everyday Driving

From carpools to commutes and weekend plans, the new year is a great time to review your Auto Insurance and make sure it still matches how you’re on the road.

🏡 Students, Renters & New Beginnings

Whether college students are settling back in or young adults are renting their first place, Renters Insurance helps keep belongings covered as routines reset.

📦 Home Updates & Life Changes

Finished a project, hosted gatherings, or made changes around the house? Let’s double-check your Home Insurance so it reflects your current setup going into the year ahead.

💼 Local Business Growth

As Williamsburg businesses set goals and look ahead, reviewing Business Insurance now helps confirm it supports where you’re headed next.

❤️ Family & Future

A new year is the perfect time to revisit Life Insurance and make sure your loved ones are supported through whatever comes next.

📍 Proudly serving Williamsburg, James Baker State Farm is here to help you start the year organized, confident, and ready for what’s ahead. 🎉✨

I was born in Knoxville, TN, and raised in Jellico. I’ve been in the insurance industry since 2007 and came to State Farm in 2016. My experience in my previous position taught me how to provide the highest degree of protection for our customers, ranging from car insurance, home insurance, renter’s insurance, life insurance, health insurance, motorcycle insurance, RV/UTV insurance, financial services, and more. Before opening James Baker - State Farm, I sold Life and Health Insurance for AIG. Please stop in if you’re relocating to Williamsburg, Corbin, London, Jellico, Pine Knot, Whitley City, Sterns, Barbourville, Newcomb, Frakes or Whitley, McCreary, Campbell, Laurel, or Knox counties.

I enjoy spending time outdoors in Kentucky. I have four children between 18 and 24 years old who keep me very busy, but I wouldn’t have it any other way! In the summer, I take advantage of our rivers and trails. I played sports growing up such as football. I still like to keep up on local sports teams such as Williamsburg Yellow Jackets and the Whitley County Colonels. I’m also a corporate sponsor for the University of the Cumberland’s. I am a proud member of the Southern Kentucky Chamber of Commerce.

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

My State Farm Insurance office is in Williamsburg, KY. We opened our doors in December of 2016. I feel blessed to be in Williamsburg, which is such a welcoming community. I really enjoy Whitley County and plan to take advantage of everything it has to offer. I am excited for the opportunity to help customers with insurance and financial services to help prepare them for life’s unexpected. We are also licensed to assist our Tennessee neighbors.

Call. Click, or stop by our office today to meet my amazing team, we’d love to assist you with your insurance needs!